15-Year Low-Rate Mortgage in Albuquerque, NM

People with the financial means to make higher monthly payments on home loans can build equity more quickly with a 15-year mortgage. An experienced loan officer from Infiniti Mortgage, LLC can help you decide whether or not a 15-year mortgage works for you.

Benefits of a 15-Year Mortgage

A 15-year mortgage has many benefits, including:

  • Building equity more quickly. Because you are making higher payments every month, you build equity in your home faster.
  • Retiring with financial stability. In some cases, paying off your home sooner might allow you an easier time transitioning into retirement. Since you won’t have to include your mortgage payment into the retirement budget, you might be able to retire earlier or without mortgage payment planning.
  • Paying less interest. Since the loan will be paid off more quickly, you’ll accrue less interest. This will save you money, potentially thousands of dollars, over the course of the loan.
  • Paying a lower rate. A 15-year mortgage generally comes with a lower rate.
  • Payment. A 15-year mortgage generally comes with a lower rate than a 30-year fixed mortgage.

The experienced loan officers at Infiniti Mortgage, LLC will go through the advantages and disadvantages of a 15-year mortgage so you can decide what is right for you and your family.

Obtaining the Lowest 15-Year Mortgage Rates

Since 15-year mortgage payments can often be higher than a 30-year mortgage payment, it’s important to keep the cost down. In order to keep payments to a minimum, Infiniti Mortgage, LLC can help you obtain the lowest mortgage rates possible. We will take your application to different lenders to get you the best possible mortgage rate. A lower interest rate on your 15-year loan can save you thousands of dollars over the course of your loan.

Schedule an Appointment with Infiniti Mortgage, LLC Today

An experienced loan officer can explain the different types of loans, from conventional to VA loans, to you. Having all of your options in front of you can help you make the best decision possible for your situation. Contact Infiniti Mortgage, LLC to schedule an appointment! We’ll help you get into the home of your dreams in as few as 30 days!