Loan Programs

About Mortgage Loan Programs in Albuquerque, NM

Sorting through the intricacies of home loans, even for an experienced home buyer, can be a daunting task. Infiniti Mortgage, LLC will take the work out of finding a home loan so you can focus on finding a new home.

Visit any of our Loan Program pages to learn more about Loan Programs.

Home Loan Types | New Home Loans | First Time Loans | Home Finance | Purchase | Home Loan FAQ

Types of Home Mortgages

There is no one-size-fits-all home loan. Financial situations and needs vary quite a bit among clients searching for the perfect loan for their family. That’s why we are able to help secure many different types of loans for home purchases, including:

  • Conventional Mortgages – These loans are for those with excellent credit and money for a down payment. Conventional mortgages are available as fixed interest rate or adjustable interest rate loans.
  • Refinancing Loans – For those interested in renegotiating the interest rate or terms of their home loan, consider refinancing. Options for refinancing include lower terms, FHA or VA refinance or a Streamlined FHA, VA refinance or HARP.
  • VA Loans – For those who have been honorably discharged from the military or are currently on active duty, a Veterans Administration (VA) home loan might be the best option. Choices for VA loans include jumbo loans, purchase loans or refinancing options.
  • FHA Loans – For first-time home buyers, or for those who already own a home, a Federal Housing Administration (FHA) loan might be a great idea. Selections for FHA loans include a new home loan or refinancing options.
  • Jumbo Mortgage – For those who need a larger down payment or a bigger loan that exceeds conforming loan limits. Those looking to take a jumbo loan must have a high credit score due to the riskier nature of this type of loan.
  • First-Time Home Buyers – For those purchasing their first home and typically have a lower credit score. A 3–5% down payment is required for this type of loan.

You do not have to go through the experience of buying a home alone. Experienced loan officers will educate you about the types of mortgage loans during your face-to-face consultation and help you determine what choice is right for your family.

Pre-Qualification for Mortgages

The loan officers at Infiniti Mortgage, LLC have an average of 15 years of experience pre-qualifying clients for home loans. Based on credit score/history, employment status and financial situation, officers can tell you which loans you will qualify for. Contact Infiniti Mortgage, LLC for an initial loan consultation today.

The loan process includes a client making applications. Infiniti Mortgage will pull the credit and review the credit report then submit the application to the underwriter for final underwriting approval.

Contact Infiniti Mortgage

Loan Programs

Get Started

Call Infiniti Mortgage

Email Infiniti Mortgage

New Mexico MLS ID #187935 - #224396